Feel free to use our self-service option here
LIFE INSURANCE
Life insurance is a crucial step in planning for your future and the future of your loved ones.
- Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
- Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
HEALTH INSURANCE (UNDER AGE 65)
As you experience changes in your life, your health insurance coverage should adjust as well. Help protect the ones you love with health coverage to support your individual needs.
- Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.
disability insurance (supplemental)
Life insurance pays your loved ones, health insurance pays your doctors, and disability pays you. Short-term disability coverage allows you to receive a percentage of your paycheck if you are disabled and can't work.
- Short Term Disability pays you direct weekly benefits that
can start immediately and last up to 2
years if you become too sick or
hurt to work.
DENTAL INSURANCE
The cost of not taking care of your oral health could be more.
- Dental benefits can help you get regular preventive care to protect your oral health.
- Safeguard your total health with dental benefits. Having a dental plan means you’re covered for services that ensure your dental health, so your overall health is improved.
VISION INSURANCE
We think you’ll like what you see in your search for the best vision insurance for you and your family.
- Vision insurance is generally supplemental to other types of medical insurance policies. Vision insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed.
- Routine eye exams are a preventive measure for keeping your overall health and wellness. Your doctor can look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.
MEDICARE (OVER THE AGE 65)
MEDICARE ADVANTAGE VS MEDICARE SUPPLEMENT PROGRAM
- Medicare Advantage and Medicare Supplement plans have different program designs. When you buy a Medicare Supplement plan, you are still enrolled in Original Medicare. Medicare pays the majority of your healthcare bills while private insurance simply covers the extra co-payments and deductibles.
- When you enroll in a Medicare Advantage plan, you move completely into a private health insurance plan. That means your insurance company covers all your healthcare bills. Insurance companies must provide the same level of coverage as Original Medicare with their Medicare Advantage plans, with the exception of hospice care. The end result of the two programs is about the same; they just go through a different setup.